Beginner’s Guide to Upstox Trading App: Step-by-Step Account Opening & Benefits Explained

Introduction

If you’re planning to step into the world of stock trading and investing, one of the first things you’ll need is a reliable, fast, and easy-to-use trading platform. That’s where Upstox comes in.

Upstox is among India’s top online brokers — offering a smooth mobile trading experience, powerful analytical tools, and affordable brokerage charges. Whether you’re a complete beginner or a seasoned trader, Upstox helps you invest smartly and confidently.

In this article, we’ll explore what Upstox is, its major benefits, and a step-by-step guide on how to open an account — everything you need to get started on your trading journey.

What is Upstox?

Upstox (formerly known as RKSV Securities) is a leading discount stockbroker in India, backed by industry giants like Ratan Tata. It offers services across equities, derivatives, commodities, mutual funds, IPOs, and digital gold.

The company’s focus is on providing tech-driven, low-cost trading solutions for investors of all experience levels. Its flagship Upstox Pro App and Upstox Web platforms make trading seamless, fast, and insightful.

Why Choose Upstox? (Key Benefits)

1. Zero Commission on Investments

Upstox allows you to invest in equity delivery and mutual funds at zero brokerage — which means you pay absolutely nothing when buying shares for delivery. This makes it great for long-term investors.

2. Low Brokerage on Intraday and F&O

For active traders, Upstox charges a flat ₹20 per order for intraday, futures, and options trading. It’s transparent and affordable, helping you maximize your profits.

3. Fast & Easy Account Opening

With paperless e-KYC, you can open a trading and demat account in just a few minutes using your Aadhaar, PAN, and basic details. No paperwork or in-person visits required.

4. Powerful Trading Tools

The Upstox Pro App provides advanced charting tools, over 100 indicators, and multiple time-frame options. It’s ideal for both beginners and experienced traders who like to analyze the markets before making decisions.

5. User-Friendly Interface

The app’s clean and modern layout is designed for simplicity. Even if you’ve never traded before, you’ll find it easy to explore, place orders, and monitor your portfolio.

6. Comprehensive Investment Options

Upstox doesn’t just stop at stocks. You can invest in mutual funds, IPOs, ETFs, and digital gold, all from one platform. It’s a one-stop destination for your entire investment portfolio.

Step-by-Step Process to Open an Upstox Account

Here’s a simple walkthrough to open your Upstox Demat and trading account:

Step 1: Visit the Official Upstox Website or Download the App

Go to the Upstox official website or download the Upstox Pro App from Google Play Store or Apple App Store. Click on “Open Account” or “Get Started.”

Step 2: Enter Your Basic Details

Provide your mobile number, email ID, and PAN card number. You’ll receive an OTP for verification. Once verified, you can move to the next step.

Step 3: Complete e-KYC (Digital Verification)

You’ll be asked to upload or verify the following:

PAN Card – Identity proof
Aadhaar Card – Address proof
Selfie – For facial verification
Bank Details – Canceled cheque or bank statement

Ensure your Aadhaar is linked with your mobile number for OTP-based authentication.

Step 4: Provide Financial Details

You’ll need to share your annual income, trading experience (if any), and occupation details — this helps Upstox categorize your profile for regulatory purposes.

Step 5: Sign the e-Documents

Complete the e-sign process using your Aadhaar-linked mobile number. This legally binds you to the Demat and trading agreements.

Step 6: Upload Signature (if required)

Some users may be asked to upload a digital or scanned copy of their signature. Ensure it’s clear and matches the signature on your PAN card.

Step 7: Account Verification & Activation

Once submitted, Upstox will verify your details. After approval, you’ll receive login credentials via email/SMS. The process usually takes less than 24 hours.

Step 8: Login & Start Trading

Add funds using UPI, net banking, or debit card.
Create a watchlist of your favorite stocks.
Explore IPOs and mutual funds.
Place your first trade confidently!

Key Features of the Upstox App

Here’s what makes the Upstox app a favorite among Indian traders:

🟢 Advanced Charting Tools

View multiple charts, use 100+ indicators, and study price trends for better decision-making.

🟢 Fast Order Execution

Upstox’s robust technology ensures trades are executed in milliseconds — ideal for active traders.

🟢 Custom Watchlists

Track your favorite stocks, mutual funds, and indices in one place. You can even create multiple watchlists based on your strategies.

🟢 Smart Fund Transfer

Add or withdraw money instantly from your trading account using multiple payment methods — no delays, no hassles.

🟢 IPO & Mutual Fund Access

Apply for IPOs or invest in mutual funds directly from the app, without switching to any other platform.

🟢 Smart Alerts & Notifications

Get notified about price movements, stock trends, or order executions in real time.

Advantages of Using Upstox

Trusted Brand: Backed by Ratan Tata and other major investors.
Free Equity Delivery: Invest in stocks for the long term without brokerage.
Fast Digital KYC: Fully online and paperless.
Powerful App Performance: Smooth interface with minimal lag.
Learning Resources: Blogs, webinars, and videos to help beginners learn trading basics.
Customer Support: Multiple support channels and chatbot assistance.

Important Tips for Beginners

Start Small and Learn: Don’t invest all your savings at once. Begin small and understand market movements.
Understand Trading Types: Learn the difference between delivery, intraday, and F&O trading.
Keep an Eye on Charges: While brokerage is low, review any additional fees like AMC or transaction charges.
Use Stop-Loss Orders: Always use stop-loss to manage risk.
Stay Updated: Follow market news and company updates before investing.
Use Educational Tools: Upstox offers free tutorials — use them to grow your trading skills.

Beginner’s Guide to Upstox Trading App: Step-by-Step Account Opening & Benefits Explained

Introduction

What is Upstox?